In that case, we’d suggest buying 2 gallons of 87-octane gas (take that, gas rebate) or spending it at the grocery store on overpriced eggs and butter. You’ll wind up with a balance on your debit card. (Think of those small money machines you see near the entrance of stores aimed at helping those of us who forgot to bring cash or can’t use a certain credit card, say, at Costco.)Īlso worth noting: If you receive an MCTR in an odd amount, say $350, watch out for machines that don’t provide $5 or $10 bills. We found that most of the ATMs in the list were located inside drugstores or supermarkets. So, to cash the card after activating it and assigning a PIN number (call 1-80), you’ll need to get online and look up an in-network ATM in your neighborhood. A traditional bank branch or credit union also could charge a fee for a bank teller (over-the-counter) transaction. Any non-network ATM will likely charge a fee, too.
Transferring or withdrawing outside of those two networks will cost cardholders at least $1.25 per transaction. The fee-free “in-network” ATM providers are not traditional banks but the networks Allpoint and MoneyPass.
